No US credit history. No Social Security Number. No US income documentation. Qualify based on the property's cash flow alone. The $56 billion foreign national market is growing 44% annually — and we're the platform built to serve it.
Our foreign national DSCR program qualifies based on the rental income the property generates — not your personal income, credit, or residency status. If the property cash flows, you qualify.
We use international credit references, bank statements from your home country, or no credit at all for DSCR qualification.
No W-2s, no US tax returns, no US employment verification. The property's rent is the only income that matters.
Single-family rentals, condos, townhomes, small multifamily, short-term rentals. Purchase or refinance.
25% down payment. Competitive rates. 30-year terms available. Interest-only options on some programs.
Purchase through a US LLC or foreign entity. We help structure for tax efficiency and liability protection.
A&D Mortgage just increased CLTV limits on foreign national programs. More financing flexibility than ever.
US real estate remains the world's most stable investment class. We make it accessible to international investors with financing that doesn't require you to set foot in a US bank.
Work with a US real estate agent or find the deal yourself. We finance investment properties in all 50 states.
Tell us the property address, purchase price, and expected rent. We handle the rest — remotely.
Close through a US title company. Hire a property manager. Collect rent. Build wealth in the world's strongest market.