Tell me what you're looking to accomplish.

You don't need to know what loan you need — that's our job. Just tell us what you're trying to do.

🏠

Buy a home to live in

Conventional, FHA, VA, USDA — we find the best fit

🔄

Refinance my home

Lower your rate, shorten your term, or switch loan type

🏘️

Buy a property to rent out

Long-term tenants — qualify on rent, not income

🏖️

Run it as an Airbnb or VRBO

Short-term rental — qualify on projected nightly income

🔨

Buy it, fix it, sell it

Fix & flip — fast close, rehab funds included

🌉

I need to move fast on a deal

Bridge loan — short-term, closes in days not weeks

🏗️

Build something from the ground up

New construction — lot to livable, we fund the build

📊

Finance multiple properties at once

Portfolio loan — one deal for your whole rental book

🏢

Buy an apartment building

5+ units — multifamily bridge, agency, or CMBS

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Buy commercial real estate

Office, retail, industrial, mixed-use, self-storage

🇺🇸

Finance my business property

SBA 504 / 7(a) — owner-occupied commercial

💵

Pull cash out of a property I own

Cash-out refi — access equity without selling

🏦

I'm self-employed

Bank statement loan — no tax returns, qualify on deposits

🌍

I'm a foreign national or ITIN holder

No SSN required — foreign national and ITIN programs

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I got denied somewhere else

You're in the right place — we find the lender that says yes

Tell me about the property.

Estimates are fine — we just need a general picture to find the right match.

Are you buying it or do you already own it? *

Buying it I own it — lower my rate I own it — pull cash out

Will this be your primary home or second home? *

Primary residence Second home / vacation

Is this your first home purchase?

Yes — first-time buyer No — I've owned before

Are you or your spouse a veteran or active military?

Yes — eligible for VA No

Do you have a loan program preference?

Conventional FHA VA USDA Jumbo Not sure — help me decide

What are you trying to accomplish with the refinance?

Lower my rate Shorter term Pull cash out Remove PMI Switch ARM to fixed

What's your current rate?

What do you owe on it now?

What kind of property is it? *

Single Family 2-4 Unit Condo Townhome Manufactured 5+ Units Mixed-Use Office Retail Industrial

What state is it in? *

City or ZIP code?

Number of units

Let's talk numbers — ballpark is fine.

We don't need exact figures right now. Give us your best estimate and we'll work from there.

What's the property worth (or what's the asking price)? *

How much do you need to borrow?

Not sure? Leave it blank — we'll figure it out.

How much are you putting down?

Where does your credit score land? *

How fast do you need to move?

What's it renting for — or what do you expect it to bring in per month?

Actual lease amount or market estimate. Use AirDNA for STR.

Estimated DSCR Ratio

What will it be worth after repairs?

How much will the repairs run?

What's the estimated build cost?

Do you already own the land?

Yes No — purchasing Under contract

What does the property bring in per year (gross)?

After expenses, what's left (NOI)?

Business type

Years in business

Annual revenue

How do you earn your income?

W-2 employee Self-employed 1099 contractor Retired / fixed income Other

How would you prefer to document income?

12 months bank statements 24 months bank statements P&L only 1099s only

How many deals have you done before?

This is my first one 1-3 deals 4-10 deals 10+ deals — I know what I'm doing

Will you be buying in an LLC or business entity?

Yes — LLC Personal name Corporation Trust Not sure yet

Last thing — where do we send your results?

No credit pull. No spam. Your info stays with us until you say go.

What's your name? *

Best email to reach you? *

Best phone number? *

When's a good time for us to call?

Have you already been turned down for this somewhere?

No Yes — they said no

Anything else we should know before we get to work?

Some of our best solutions come from details borrowers almost didn't mention.

How did you find us?